Everything to Check Before Purchasing
Whether you are buying your first piece of fine jewelry or your fiftieth, running through a simple checklist ensures you make a purchase you are happy with. Print this, save it, or bookmark it — use it every time you buy jewelry.
Diamond Checklist
- Is the diamond IGI or GIA certified? (Required — never buy uncertified)
- Is the cut grade Excellent or Ideal? (The most important quality factor)
- Is the color grade appropriate for the setting metal? (G-H for white gold, I-J for yellow gold)
- Is the diamond eye-clean at the stated clarity grade? (VS2 or better recommended)
- Does the carat weight match your visual size expectations? (Remember: carat is weight, not size)
Metal Checklist
- Is the metal solid gold (10K, 14K) or sterling silver (.925)? (Not plated or filled)
- Does the metal match your existing jewelry or preference?
- Is the karat appropriate for the piece type? (14K for rings, 10K for budget-friendly, 925 for silver)
- Is there a metal stamp (10K, 14K, 925) confirming the metal content?
Retailer Checklist
- Does the retailer have a clear return policy? (14-30 days minimum)
- Is customer service responsive and knowledgeable?
- Are customer reviews available and generally positive?
- Is checkout secure? (HTTPS, recognized payment processors)
- Is shipping tracked and insured?
Fit and Style Checklist
- Do you know the recipient's ring size? (If buying a ring)
- Does the piece match the recipient's existing style and metal preferences?
- Is the piece versatile enough for regular wear? (If intended as an everyday piece)
- Does the piece fill a gap in the collection rather than duplicate an existing piece?
Budget Checklist
- Are you buying lab-grown diamonds for the best value? (60-80% savings vs mined)
- Have you compared prices at multiple retailers for similar specifications?
- Are you buying just below magic carat sizes for savings? (0.90 instead of 1.00)
- Is the total spend within your comfortable budget?
After Purchase Checklist
- Inspect the piece upon delivery
- Verify the certificate number matches the diamond
- Check the metal stamp
- Store properly when not wearing
- Consider jewelry insurance for valuable pieces